OUR LIFE IN 3D

The Home of Daddy's Day Dare! ~ I am just trying to stay above water

Archive for the month “January, 2015”

The Answer To My Prayers (the sequel)

So imagine this, its breakfast time and my youngest child brings her empty cereal bowl over to me and puffs out here belly and says, “Look Daddy, my belly is full like yours now!”

Later that same morning my oldest is watching me get dressed for work and she we just a bit more direct noting, “Gee Daddy, you’re fat.” Thanks bud.

Yes I enjoyed the holidays a bit too much! It seems  like it was only yesterday I was bragging about moving back an extra notch on my belt loop. It must have went to my head making me feel invincible!

So this week I received (another) answer to my prayers!

We purchased a treadmill for our home. It’s a beauty!

I shopped around after the beginning of the year and found a FreeMotion 860 treadmill for about half off after sale prices and discounts and apology discounts (more on that later)

I wanted a treadmill that would stand up to the beating I can give a treadmill for high speeds and long periods of time. I also wanted one that I thought would last.

This is one of the new high techy treadmills that can use Google earth to pinpoint a running course. The first 3 days I ran along a wonderful road in Hawaii. Then I opted for a series of running courses from 12 islands from all over the world to run on. Here is some of the technology:

Ifit video 

So yes, I can draw a map  of where I want to run. In fact if you want to leave me your zip code and the street you live on in the comments below I could go running by your house. Maybe we could go for a run together then?  🙂

After I set up the treadmill I chose the last tab, Hana Trail route under the Video tab. It was not made by National Geographic. It was running a back road along the coast of Maui, through a rain forest on the island and some beaches. Beautiful! I ran solid for 35 minutes, taking in the sites. I never stopped but was motivated to keep exploring the running path. I put Maui on my Bucket List by the way.

Yes, you can control your speed. The treadmill not only has a 12% incline but it has a 3% DECLINE to replicate a downhill run. This  model by FreeMotion has 2 speakers for either a narrator on my scenic runs, a fitness coach, or music from my Ipod. It also has two built-in fans which can help you from getting overheated. I like them blowing on me to make me feel like I am actually running faster.

But after the third day of this glorious treadmill the technology on this iFit gadget stopped working properly and was left caught in a loop of looking for the Internet. This loop precedes the logging in screen so I can not get to the screen just to run, rendering my treadmill inoperable….after 3 days…and waiting 15 days for it to ship from the manufacturer.

How would you feel about that?

So I called the iFit team for a remedy and they told me they will overnight a ‘card’ that I can insert in my machine to make everything ok…..as soon as they come in. Yes the cards are out of stock. And the young customer service rep I just spook with says the consoles, which is what is broken on mine, are out of stock too.

Possibly I am not the only having trouble with this machine, huh?

If we didn’t spend so much money on this blasted machine it would almost be laughable. Not unlike the first time I stepped on a treadmill in the gym….
treadmill funny

I got this treadmill online instead of just buying one at the store. The manufacturer took 11 (frickin) days just to put it in the mail. I hope iFit is not that lackadaisical towards their new customers once they have their money. But it appears so.

Yes, customer service is such a subjective term these days.

Anyway, I got it in the mail and had to put a few things together to set it up. After a few hours I was done and eager to try out my new treadmill…the proverbial ‘answer to my prayers’….

treadmill gif

Actually the treadmill worked great and I did a good job installing it if I do say so myself! It ran smooth. The extra features, like speakers, fans, and decline were like running in paradise. It was powerful and able to stand up to the kind of running I like to do….when I am 15 pounds lighter.

But I know what you are thinking… yes as a good parent I must make sure my young girls don’t try to use the treadmill since they are not used to one…

treadmill gif girls

 It does look a bit like a contact sport after all.

But not running on this gem after having tested it out and enjoyed it for the brief time that it did work is really frustrating.

How am I going to lost this weight?

Have I just wasted  a bunch of money on a dream of losing weight and running fast again?

Does no company out there have any kind of initiative to taking care of its customers any more like, dare I say, the old days?

That really bothers me maybe the most when I think of how I try to take care of my customers instead of ‘they will get it when they get it’ mentality.

(sigh)

Maybe I should just use and stick to what I do best…

treadmill stick what i do best

and I will look like this someday on my overpriced treadmill…

sitting-treadmillIn all seriousness, I set it up. I absolutely love(d) it! The Freemotion 860 makes running more enjoyable (when running properly) if not more tolerable by running trails in Hawaii and all over the world (theoretically).

It would give me the opportunity to be burning calories, getting in shape, getting my running form back, and exuding all kinds of self-confidence! Even enough to take a selfie the first night before I knocked out 35 minutes running down the road from Maui…

treadmill selfie

Yes, be careful what you pray for. God asks you to pray for the things you want. That way he can give you what you need.

Ouch!

We are in good hands

One rainy night while on vacation this past summer we snuck out to see a movie, Guardians of the Galaxy. It was the best choice available at the time, although I really wasn’t excited about seeing a comic book movie with a talking raccoon. I mean how desperate can you get to sell a movie, right? A talking raccoon?

Guardians of the galaxyWell now the movie is out in Red Box and probably Netflix and you know what? It’s just my best favorite movie right now.

The movie is really not what you might expect. Yes, it is modeled similar to a Raiders of the Lost Ark

Kinda Raiderish

But it is accompanied by the best classic song mix and it doesn’t take itself too seriously. It’s really funny!

From the very beginning it was a little bit different, not your usual Marvel Super Hero story. You knew this would be a fun, hip movie from this intro below… but what about the story?

And beware.. of the “pelvic sorcery in this fun intro….”

See what I mean about the music?

The song, “Come And Get Your Love” really sticks with you.

Meet Peter Quill. He was abducted by aliens right after his mother died when she gave him her favorite Mixed Tape from back in the 70’s. He grew up a kinda misfit outlaw, stole all my dance moves from that era, and soon came known by another name….. almost.

Star Lord. He is young and hip, misunderstood and not at all a fan of Ninja Turtles….

Through a series of misadventures he steals some sort of destructive orb that lots of people want. After beating each other up he teams up with a band of outlaws trying to break out of jail, calling themselves the Guardians Of The Galaxy!

Introducing Ana,AnaNow anyone old enough to follow Star Trek knows the effects a green woman can have on a man, namely one James T. Kirk. Turns out this chameleon  was also the main blue female character in Avatar as well as playing Uhura on the new Star Trek movies.  She is adventurous in any color, handcuffs or not.

There is also Drax

a good guyThis maniac was in prison with our other heroes. The antagonist in the movie killed his family and he is seeking revenge. He comes from a planet where everyone is quite literal. And it makes for a lot of fun in the movie. Check it out here….

There is also the talking raccoon who is a genetic experiment and he travels with another experiment, a living tree that doubles as his ‘muscle’. The tree is known as ‘Groot’, played by Vin Diesel, and that’s all he ever says.

I am GrootAs well as the hero, slash, outlaw, from our home planet…Peter Quill, a.k.a. Star Lord

meet the Star LoardOur heroes weren’t always good friends but always funny….

There is also the mandatory bad guy…

Bad guyAlong with the customary evil bad chic robotiod…

gbadchick

Along with some more white, black and blue bad guys..

more bad guys There was also the Star Trek destined hot flash between the earth male and the hot green gal..

You really want it don't you?

You really want it don’t you?

 All in all, it is a real fun movie and I really really recommend it. Like I said, it is not your typical Marvel comic book story. Its adventure and some unexpected great laughs (I love to laugh) and some awesome ‘Mixed Tape’  selections for a classic sound track. …although I am so ruining the plot for you here today, aren’t I?

awesome mix tape soundtrack!The music is great, great musical transitions in scenes with some classics. The movie even ends in a dance off…

No, that’s not the dance off. Its at the end with Baby Groot (I’ll let that plot twist marinate for a while). This is dance off is accompanied by the best dancer ever…none other than Michael Jackson…

Yes, we are in good hands in our galaxy with Marvel and some Guardians taking care of us! Go pick it up this weekend..

….and it’s so great having kids so I can be a kid again too.   🙂

Have a good week everyone! And I want you back!

Tight-Wad Tuesdays ~ The Average Person Has This Much Saved in a 401(k) — How Do You Compare?

The Average American Has This Much Saved in a 401(k) — How Do You Compare?.

I know I haven’t done a Tight-Wad Tuesdays post in like, years, but Personal Finance is still dear to my heart. (I just prepared a year ending financial report card for my family New Years day ~I am such a nerd).

I ran across this easy to read article today (its has pictures!) by the Motley Fool on doing a report card on your 401K’s. And while it is a Thursday I still thought I might lob a Tight Wad post out to help educate, enrich or inform. …or bore

Of course, a big part of YOUR family’s financial report card isn’t savings per se, but also resources built up for your retirement programs sponsored by your employer and to some degree, your bank.

FREE MONEY!

That is what a 401K is, Free Money, if an employer matches your contributions, dollar for dollar. It is free money in YOUR pocket. (sorry, does anyone like the sound of that as much as I do?) Then you should ind some good or reliable mutual funds to invest your hard earned money in and watch that free money grow! It is one way to pad your nest egg as you head towards your days of not working any more.

vacation 2But 401k’s are not enough. As an ex-financial adviser I can tell you, you need more than money being saved in a 401k to live a standard of living you are used to in retirement. I mean a 401k contribution is what, 4% or 5% of your annual wages in most cases? Coupled with the employer’s match its maybe close 10% of what your check was last week. Is 10% of that paycheck what you want to live off of when you finally have the time to LIVE and travel and spoil your grandkids?

The Beverly Hills Housewives type wedding for your grands

The Beverly Hills Housewives type wedding for your grands

That’s where a few good DRIPs (Dividend Reinvestment Plans) can come in handy to add a lot of value and cash flow to your nest egg. Contributing to a DRIP account regularly in small amounts is a safe, slow and steady way to build wealth over time, with guaranteed growth through reinvested dividends.

dripWhen you retire simply chose to accept the quarterly dividends as cash payouts instead of reinvesting them. And if you begin funding a DRIP account when you are younger instead of older that quarterly dividend will be larger than that of what your employer generously gives you matching your 401K contribution right now.

So how do YOU want to live in your retirement?

vacation 3

Your 401K may not be enough. Check out this easy read by the Motley Fool and see how your 401K stacks up to those of your peers saving. Their graphs are broken down by ‘savings per age’ and ‘savings per income’ using simple Medians (average) and Mode (most common) illustrations.Fooltmf234x60_13001

All you have to do is know how much you and / or your household has it its 401k balances right now.

The Average American Has This Much Saved in a 401(k) — How Do You Compare?.

Do you know?

Do you trust that your balances will magically be enough?

MS-Nest Egg

If you have any questions or concerns or ideas about your savings plans, just ask. I don’t need to know how much, or where, or even get paid. (its just nice to know I got you seriously thinking about it) I just need to know your goals and how you feel about risk in your investments.

Post Navigation